^{(1) Annual percentage yield. Rate may change after account opening. APY is accurate as of December 19, 2024, and is not an introductory rate. Rates will be paid only for that portion of your daily balance in each tier.  3.33% APY is for daily balances up to $25,000. To obtain the premium APY and ATM refunds, you must have an opening deposit of $100 and meet the requirements listed above for the MAXX Checking™ account.  An interest rate of 3.28% will be paid only for that portion of your daily balance that is $25,000 or less. The APY for this tier will be 3.33%. An interest rate of .50% will be paid only for that portion of your daily balance that is greater than $25,000. The APY range for this tier will be 3.33% to 1.07%. If your daily balance is $25,000 or less and you have not met the account requirements, the interest rate and annual percentage yield paid on that portion of your balance will be .10% APY. If your daily balance is greater than $25,000 and you have not met the account requirements, the interest paid on that portion of your daily balance will be .01% with an annual percentage yield range of .10% to .03%. Limit one MAXX Checking™ account or Vault account per Tax Identification Number. (2) Maximum ATM fee refund for $20 per month, if you fail to meet the requirements needed for premium APY, the non-CRBT ATM fees refunded to you will be charged back to your account on the last day of the statement cycle in one fee described as "Prior Month ATM Refunds."  (3) Valid email address required. A $5 monthly statement fee will be assessed on accounts that do not sign up for e-Statements within 90 days of account opening. Fees may reduce earnings.  (4) Receive free 3x5 safe deposit box or 3x5 discount on all other available sizes during first year only. All fees subject to state and local sales tax.}

_{⁽¹⁾ Annual percentage yield. Rate may change after account opening. APY is accurate as of December 19, 2024, and is not an introductory rate. Opening deposit requirement of $100. APY is for balances up to $10,000. An interest rate of 2.96% will be paid only for that portion of your daily balance that is $10,000 or less. The APY for this tier will be 3.00%. An interest rate of .10% will be paid only for that portion of your daily balance that is greater than $10,000. The APY range for this tier will be 3.00% to 0.33%. Regardless of your balance, if you do not meet the requirements listed, the interest rate and APY will be 0.01%. Limit one Vault or MAXX checking™ account per Tax Identification Number. ⁽²⁾ Valid email address required. A $5 statement fee will be assessed on all accounts that do not sign up for e-statements within 90 days of account opening. Fees may reduce earnings. ⁽³⁾ Receive free 3x5 safe deposit box or 3x5 discount on all other available sizes during first year only. All fees subject to state and local sales tax.}

_{⁽¹⁾ Receive free 3x5 safe deposit box or 3x5 discount on all other available sizes during first year only. All fees subject to state and local sales tax. ⁽²⁾ Subject to credit approval.} 

_{⁽¹⁾  Reported as interest income on a 1099-INT. Deposit will not be immediate. Deposit will be made into the account at the end of the month in which we receive your voucher or milestone proof. Offer expires after 30 calendar days of your birthday or milestone. ⁽²⁾ Receive free 3x5 safe deposit box or 3x5 discount on all other available sizes during first year only. All fees subject to state and local sales tax.} 

_{⁽¹⁾ Annual percentage yield. Rate may change after account opening. APY is accurate as of December 19, 2024, and is not an introductory rate. ⁽²⁾ Receive free 3x5 safe deposit box or 3x5 discount on all other available sizes during first year only. All fees subject to state and local sales tax. ⁽³⁾ Subject to credit approval.} 

_{⁽¹⁾ Annual percentage yield. Rate may change after account opening. APY is accurate as of December 19, 2024, and is not an introductory rate.  ⁽²⁾ Receive free 3x5 safe deposit box or 3x5 discount on all other available sizes during first year only. All fees subject to state and local sales tax.  ⁽³⁾ Subject to credit approval.} 

_{⁽¹⁾Annual percentage yield. Rate may change after account opening. APY is accurate as of December 19, 2024, and is not an introductory rate. Fees may reduce earning.} 

_{⁽¹⁾ Annual percentage yield. Rate may change after account opening. APY is accurate as of December 19, 2024, and is not an introductory rate. $10,000 to earn APY. All fees subject to state and local sales tax.}

_{⁽¹⁾ Annual percentage yield. Rate may change after account opening. APY is accurate as of December 19, 2024. All fees subject to state and local sales tax.}

_{⁽¹⁾ Annual percentage yield. Rate may change after account opening. APY is accurate as of December 19, 2024, and is not an introductory rate. Fees may reduce earning.} 

_{⁽¹⁾ Annual percentage yield. Rate may change after account opening. APY is accurate as of December 19, 2024, and is not an introductory rate. Rates subject to change.} 

_{⁽¹⁾ Annual Percentage Yield effective as of December 17, 2024. CD needs to be open 7 business days prior to closing the CD. Penalty for early withdrawal. Minimum of $500 required to earn 4.06% APY. Institutional/business funds not eligible.} 

_{⁽¹⁾ Annual percentage yield. Rate may change after account opening. APY is accurate as of December 19, 2024, and is not an introductory rate.⁽²⁾HSAs are never taxed at a federal income tax level when used appropriately for qualified medical expenses. Also, most states recognize HSA funds as tax deductible with very few exceptions. Please consult a tax advisor regarding your state's specific rules.}

_{⁽¹⁾ Annual percentage yield. Rate may change after account opening. APY is accurate as of December 19, 2024, and is not an introductory rate.  $100 to earn APY. All fees subject to state and local sales tax.  ⁽²⁾ Iowa Senate File 505 defines a first-time home buyer as an individual who is a resident of Iowa and who does not own, either individually or jointly, a single-family or multi-family residence for a period of three years prior to the date on which the individual is named as a designated beneficiary of a first-time home buyer savings account and the date of the qualified home purchase for which the eligible home costs are paid or reimbursed from a first-time home buyer savings account.  ⁽³⁾ You may be eligible for an annual tax deduction up to 10 times a maximum of 10 years. These tax deductions are state only and cannot be claimed on a federal tax return. Please consult your tax advisor, prior to opening a First-Time Home Buyer Savings Account, as we do not provide tax or legal advice. Funds will be available to use towards a qualified home purchase 90 days after first deposit in the the First-Time Home Buyer Savings Account. The funds should be used by January 1 of the 10th year following the year they opened the account.}