Heat Up Your Summer with Extra Ca$h!

Receive a $333 bonus when you open a MAXX Checking™ Account1

Looking for a checking account with a premium interest rate and ATM fee refunds?  Then you'll love Cedar Rapids Bank & Trust's MAXX Checking™ account. With MAXX, you'll earn a 3.33% APY3 and receive refunds for ATM feesif you:

  • Open your account with a minimum of $100
  • 15 Visa® debit card transactions posted per statement cycle (excludes ATM-based transactions)
  • Receive your monthly statements via eStatements5
  • Enroll in Personal Online Banking
  • Set up at least one direct deposit or direct debit

Don't meet one of these monthly requirements? No problem. You won't earn the premium rewards for that month, but you can start over the following month.

Use the link below to open a MAXX Checking™ account. To be eligible for promotion, use promo code: "SUMMERMAXX" or the name of a family/friend when asked who referred you! Promotion ends August 31, 2024.

Current Client?

Receive a $100 bonus for each friend you refer - instead of the usual $50 AND unlimited bonuses!2 Tell your friends to add your name to the referral code so you can enjoy your bonus! Promotion ends August 31, 2024. 

1 $333 bonus will be paid when the following occur: the account has been open a minimum of 30 days, a reoccurring ACH transaction has occurred, the debit card has been used and the account has a positive balance. Requirements must be met within the first six months. New client cannot have closed a Cedar Rapids Bank & Trust checking account within the previous 12 month period. Only new checking account clients are eligible. Cannot be combined with any other offer. Account must be active at the time the bonus is paid. Promotion ends 8/31/24. Bonus will be reported to the IRS as applicable. Only available for Maxx Checking™ account. Client will be responsible for any applicable taxes on the bonus. Consult your tax advisor. Promotion only valid in Iowa, Wisconsin, and Minnesota. 

2 Refer-a-Friend details: The current client will receive a $100 credit into their CRBT checking account only after the new client has met the requirements listed for the MAXX Checking™ account. New clients may not combine this with any other promotion. Refer-a-Friend bonuses are unlimited per client. Bonuses and gifts will be reported to the IRS as applicable. Promotion ends 8/31/24.

3 Annual percentage yield. Rate may change after account opening. APY is accurate as of June 1, 2024, and is not an introductory rate. Rates will be paid only for that portion of your daily balance in each tier. 3.33% APY is for daily balances up to $25,000. To obtain the premium APY and ATM refunds, you must have an opening deposit of $100 and meet the requirements listed above for the MAXX Checking™ account. An interest rate of 3.28% will be paid only for that portion of your daily balance that is $25,000 or less. The APY for this tier will be 3.33%. An interest rate of .50% will be paid only for that portion of your daily balance that is greater than $25,000. The APY range for this tier will be 3.33% to 1.07%. If your daily balance is $25,000 or less and you have not met the account requirements, the interest rate and annual percentage yield paid on that portion of your balance will be .10% APY. If your daily balance is greater than $25,000 and you have not met the account requirements, the interest paid on that portion of your daily balance will be .01% with an annual percentage yield range of .10% to .03%. Limit one MAXX Checking™ account per Tax Identification Number.

4 Maximum ATM fee refund for $20 per month, if you fail to meet the requirements needed for premium APY, the non-CRBT ATM fees refunded to you will be charged back to your account on the last day of the statement cycle in one fee described as "Prior Month ATM Refunds." 

5 Valid email address required. A $5 statement fee will be assessed on all accounts that do not sign up for e-statements within 90 days of account opening. Fees may reduce earnings.

Switch to MAXX

Our friendly, professional banking advisors will help you determine if MAXX is best for you. Making the switch from your current financial institution to CRBT is easy, thanks to our online switch tool called ClickSWITCH.

Monitor Your MAXX

With CRBT Mobile Banking, you can safely monitor your MAXX checking account from your phone - and pay bills, transfer funds, set up alerts and find ATMs.


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