¹MAXX Checking® Annual percentage yield (APY). 3.33% APY is for daily balances up to $25,000 and is accurate as of July 1, 2026. To obtain the premium APY and non-CRBT ATM fee refunds, you must meet all of the following requirements during each statement cycle for the Maxx Checking® account:
• A minimum of 15 qualifying Visa® debit card transactions have posted to your account;
• An aggregate of $500 in qualifying direct deposits have posted to your account.
• Account must be open a minimum of 90 days

An interest rate of 3.28% will be paid only for that portion of your daily balance that is $25,000 or less. The APY for this tier will be 3.33%. An interest rate of .50% will be paid only for that portion of your daily balance that is greater than $25,000. The APY range for this tier will be 3.33% to 1.07%. If your daily balance is $25,000 or less and you have not met the account requirements, the interest rate and annual percentage yield paid on that portion of your balance will be .10% APY. If your daily balance is greater than $25,000 and you have not met the account requirements, the interest paid on that portion of your daily balance will be .01% with an annual percentage yield range of .10% to .03%. Limit one Maxx Checking® account per Tax Identification Number.

APY on other consumer checking accounts will range from 0.00% - 4.00% depending on the account type that is opened. A minimum balance is required to avoid a monthly service fee for Premier Plus Checking. Rate may change after the account is opened. Fees could reduce earnings. Visit www.crbt.bank for more information on our consumer checking products.

²Maximum ATM refunds of $20 per statement cycle when requirements are met. See account disclosures for full details.

Qualifying Transactions: Debit card purchases must be point-of-sale transactions (ATM transactions do not qualify). Direct deposits and direct debits must be qualifying electronic deposits; person-to-person transfers may not qualify. See full account terms for additional details.

³Refer-a-Friend offer details:Refer a new client to open a checking account, subject to approval. Once the new client has met all requirements of the new checking account bonus offer and its qualifying terms, the current client will receive a $250 credit into their CRBT checking account within 30 calendar days after the end of the 90-day bonus offer qualifying period, provided both the current client and referred accounts remain open at the time of payout. Bonus will be applied as a credit to the referring client’s account. New clients may not combine this with any other promotion. Existing clients can earn unlimited Refer-A-Friend bonuses. Promotion ends September 30, 2026 and is subject to change without notice.

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