New MAXX Checking™ Account Holiday Promotion

This holiday season, treat yourself with your choice of a gift when you open a MAXX Checking™ Account!1 

  • $300 
  • HP Laptop
  • Beats Solo3

To receive promotion, use promo code: MAXXHOLIDAYS or use the name of your friend when asked who referred you so they can receive a refer-a-friend promotion as well! Valid for one gift per new MAXX account. Opening an account online will default to the $300 credit. Promotion ends December 31, 2023.

Holiday Promotion Gifts

Current Client?

Simply refer a friend to open a MAXX Checking™ account with Cedar Rapids Bank & Trust and you’ll receive $100!2 Unlimited referral bonuses! Promotion ends December 31, 2023.

Account Details

Looking for a checking account with a premium interest rate and ATM fee refunds?  Then you'll love Cedar Rapids Bank & Trust's MAXX Checking™ account. With MAXX, you'll earn a 3.33% APY3 and receive refunds for ATM fees4 if you:

  • Open your account with a minimum of $100
  • Use your Visa® debit card 15 times per month (excludes ATM-based transactions)5
  • Receive your monthly statements via eStatements6
  • Enroll in Personal Online Banking
  • Set up at least one direct deposit or direct debit

Don't meet one of these monthly requirements? No problem. You won't earn the premium rewards for that month, but you can start over the following month.

1 One gift allowed per new account. $300 bonus, Beats Solo3 Wireless On-Ear Headphones (retail value: $199.95), or HP Newest 14" Ultral Light Laptop (laptop details: for Students and Business, Intel Quad-Core N4120, 4GB RAM, 128GB Storage(64GB eMMC+64GB Ghost Manta SD Card), 1 Year Office 365, Webcam, HDMI, WiFi, USB-A&C, Win 11 S (laptop retail value: $249.99) will be paid when the following occur: the account has been open a minimum of 30 days, a reoccurring ACH transaction has occurred, the debit card has been used and the account has a positive balance. Online account openings only eligible for $300 bonus. Requirements must be met within the first six months. New client cannot have closed a CRBT checking account within the previous 12 month period. Only new checking account clients are eligible. Cannot be combined with any other offer. New clients who were referred by an existing client will only receive one gift option, not an additional $100 refer-a-friend bonus. Account must be active at the time the bonus is paid. Only open to Iowa residents. Promotion ends 12/31/23. Bonus will be reported to the IRS as applicable. Client will be responsible for any applicable taxes on the bonus. Consult your tax advisor.

2 Refer-a-Friend details: The current client will receive a $100 credit into their CRBT checking account only after the new client has met these requirements. New clients may not combine this with any other promotion. Refer-a-Friend bonuses are unlimited per client. Bonuses and gifts will be reported to the IRS as applicable. Promotion ends 12/31/23. 

3 APY=Annual percentage yield. Rate may change after account opening.  Rates will be paid only for that portion of your daily balance in each tier.  3.33% APY is accurate as of November 1, 2023, and is not an introductory rate. Rates will be paid only for that portion of your daily balance in each tier.  3.33% APY is for daily balances up to $25,000. To obtain the premium APY and ATM refunds, you must have an opening deposit of $100 and meet the requirements listed above for the MAXX Checking™ account.  An interest rate of 3.28% will be paid only for that portion of your daily balance that is $25,000 or less. The APY for this tier will be 3.33%. An interest rate of .50% will be paid only for that portion of your daily balance that is greater than $25,000.01. The APY range for this tier will be 3.33% to 1.07%. If your daily balance is $25,000 or less and you have not met the account requirements, the interest rate and annual percentage yield paid on that portion of your balance will be .10% APY. If your daily balance is greater than $25,000 and you have not met the account requirements, the interest paid on that portion of your daily balance will be .01% with an annual percentage yield range of .10% to .03%. 

4 Maximum ATM fee refund of $20 per month. Must meet account requirements to receive refund.

5 The 15 Visa debit card transactions must post during the statement cycle.

6 Valid email address required. A $5 statement fee will be assessed on all accounts that do not sign up for e-statements within 90 days of account opening. Fees may reduce earnings.

Switch to MAXX

Our friendly, professional banking advisors will help you determine if MAXX is best for you. Making the switch from your current financial institution to CRBT is easy, thanks to our online switch tool called ClickSWITCH.

Monitor Your MAXX

With CRBT Mobile Banking, you can safely monitor your MAXX checking account from your phone - and pay bills, transfer funds, set up alerts and find ATMs.


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