Certificate of Deposit Rates
Rates offered as of 12/5/19. Rates are subject to change without notice.
| Term | Interest Rate | APY (Annual Percentage Yield) | Minimum Deposit |
|---|---|---|---|
|
11 Month No Penalty Savings CD Special |
1.69% |
1.70%* |
$500.00 |
| 20 Month Traditional CD Special | 1.89% | 1.90%** | $5,000.00 |
* Annual Percentage Yield effective as of January 1, 2020. No partial withdrawals. CD needs to be open 7 business days prior to closing the CD. Minimum of $500 required to earn 1.80% APY. Checking relationship required. Institutional/business funds not eligible. Limit one consumer CD special per Tax Identification Number.
** Annual Percentage Yield effective as of January 1, 2020. Minimum of $5,000 required to earn 1.90% APY. Checking relationship required. Early withdrawal penalties may apply. Fees may reduce earnings. Institutional/business funds not eligible. Limit one consumer CD special per Tax Identification Number.
Mortgage Rates
Rates offered as of January 2, 2020, and are subject to change without notice. Rates are based on a minimum loan amount of $100,000 and a credit score of 740 or above. For rate quotes under $100,000 and for rates with no closing costs, please call our mortgage team at 319.862.2728. Rates quoted are for purchase transactions and are subject to credit approval.
| Program | Interest Rate | APR* | Monthly Payment Per Thousand | Points | Lock Days |
|---|---|---|---|---|---|
| 30 Year Fixed | 3.625% | 3.742% | $4.35 | 0.00% | 30 |
| 15 Year Fixed | 3.00% | 3.198% | $6.85 | 0.00% | 30 |
* Annual Percentage Rate
The home loan rates and terms listed here are indications only and are subject to change without notice. Mortgage payment does not include insurance and taxes and mortgage insurance; actual payment may be higher. Rates may vary due to subject property, loan characteristics, credit qualification and other factors. If the LTV is greater than 80%, mortgage insurance may be needed which could increase the APR and monthly payment. Rates and terms assume owner-occupied, single-family properties for 80% loan-to-value loan amounts up to $484,350. CRBT is not responsible for typographical errors or omissions.