Certificate of Deposit Rates
Rates offered as of 11/1/21. Rates are subject to change without notice.
| Term | Interest Rate | APY (Annual Percentage Yield) | Minimum Deposit |
|---|---|---|---|
|
13 Month No Penalty Savings CD Special |
0.45% |
0.45%* |
$500.00 |
* Annual Percentage Yield effective as of November 1, 2021. No partial withdrawals. CD needs to be open 7 business days prior to closing the CD. Minimum of $500 required to earn 0.45% APY. Checking relationship required. Institutional/business funds not eligible. Limit one consumer CD special per Tax Identification Number.
Mortgage Rates
Rates offered as of 1/7/22 and are subject to change without notice.** Rates are based on a minimum loan amount of $100,000 and a credit score of 740 or above. For rate quotes under $100,000 and for rates with no closing costs, please call our mortgage team at 319.862.2728. Rates are subject to credit approval.
| Program | Interest Rate | APR* | Monthly Payment Per Thousand | Points | Lock Days |
|---|---|---|---|---|---|
| 30 Year Fixed | 3.25% | 3.319% | $4.35 | .315% | 60 |
| 15 Year Fixed | 2.625% | 2.718% | $6.73 | .125% | 60 |
* Annual Percentage Rate. ** Due to rate volatility, please contact one of our mortgage lenders for current mortgage rates.
The home loan rates and terms listed here are indications only and are subject to change without notice. Mortgage payment does not include insurance and taxes and mortgage insurance; actual payment may be higher. Rates may vary due to subject property, property type, cash out, various loan characteristics, credit qualification and other factors. If the LTV is greater than 80%, mortgage insurance may be needed which could increase the APR and monthly payment. Rates and terms assume owner-occupied, single-family properties for 80% loan-to-value loan amounts up to $548,250. CRBT is not responsible for typographical errors or omissions.