Available for down payment or closing cost assistance

Great news for home buyers! Cedar Rapids Bank & Trust has partnered with the Federal Home Loan Bank of Des Moines to offer $15,000 Home$tart® grants* to be used for down payment or closing cost assistance to qualified home buyers!

The CRBT Home$tart grants are:*

  • $15,000 each.
  • Awarded on a first come, first-served basis.
  • Available to first-time home buyers only.
  • Eligible for use on fixed rate and adjustable rate mortgage (ARM) products.
  • Provided on a reimbursement basis after home purchase. 
  • Great with CRBT Community Mortgage loan with low down payment & no required mortgage insurance.**

Contact our mortgage experts today!


*Do not need to be a CRBT client. However, must obtain mortgage with CRBT to qualify. Household income must meet qualifications. Grant approval by FHLB Des Moines. Subject to credit approval. Other restrictions apply.

**Restrictions Apply. Additional Qualifications Required. Cedar Rapids Bank & Trust NMLS 456434