Find the Home of Your Dreams


Buying a house shouldn't be hard. The problem is, there are many barriers that can make buying a home more difficult, such as large down payment requirements.

We're here to help make your dream go from impossible to possible, with CRBT's Community Mortgage1. At Cedar Rapids Bank & Trust, our mortgage lenders will happily walk you through the loan's features so that you can find the best financing option for you. That's what you can expect from a team of advisors with a combined 55 years of experience. Apply today and we'll roll up our sleeves to find your custom solution.

CRBT Community Mortgage offers:

  • Low down payment as little as 3.00%2
  • Great low-fixed rate options with no mortgage insurance (PMI)  
    • PMI is the insurance financial institutions traditionally require you to pay if you don’t have a 20% down payment.
  • For refinance and purchase
  • Loan stays with CRBT

Not quite ready for financing, but want to start saving for your first home?  Click here to learn more about CRBT's First-Time Home Buyer Savings Account!


1 The loan information is an overview. Please contact our CRA Mortgage Lender to discuss all the details and guidelines of our Community Mortgage Program and down payment/closing costs grants offered. Interest rates and program guidelines are subject to change at any time. All applications are subject to credit approval.

2 Grant(s) for down payment and/or closing cost assistance vary by household income, household size and geographic location.  Maximum income guidelines apply.  Minimum credit score of 650.