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Whether your business needs financing, equipment leasing, or credit card processing services, Cedar Rapids Bank & Trust is able to effectively and expertly address the rapidly changing needs of every business.

Meet our knowledgeable professionals:

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CRBT President & CEO James Klein headshot
James Klein
President & CEO
Downtown Main Bank
James provides organizational leadership with a focus on connecting vision, people, and ideas to guide CRBT’s culture and growth. He brings more than 30 years of banking experience in the greater Cedar Rapids area and a servant-leadership approach to his role.

A lifelong learner, James earned his BBA and MBA in finance from the University of Iowa. He also completed the Graduate School of Banking in Boulder, Colorado, and the Iowa School of Banking. He shares his knowledge by teaching finance at the University of Iowa’s Tippie College of Business and at various banking schools through the Iowa Bankers Association.

Born and raised in Cedar Rapids, James is committed to giving back to his community. He serves as chair of the Cedar Rapids Metro Economic Alliance Board of Directors and as secretary of the YPN Board of Directors. He also serves on the UnityPoint Health – St. Luke’s Hospital Board of Directors and the Mount Mercy University Campus Board. His trustee service includes Waypoint, United Way of East Central Iowa, and Junior Achievement of Eastern Iowa. He also serves with the TCR Foundation and is a member of Daybreak Rotary.
John hall headshot
John Hall
Executive Vice President, Chief Lending Officer
Downtown Main Bank
John Hall serves as Executive Vice President and Chief Lending Officer at Cedar Rapids Bank & Trust, where he leads Commercial Banking and helps businesses achieve their objectives through tailored solutions. He has worked in Commercial Banking with CRBT since 2005 and is a graduate of Central College.

John is active in the community, serving on the boards of Indian Creek Nature Center, Wings to Water, and the Entrepreneurial Development Center.
Ted Kraft headshot
Ted Kraft
Executive Vice President, Chief Credit Officer
Downtown Main Bank
Ted Kraft serves as Executive Vice President and Chief Credit Officer of Cedar Rapids Bank & Trust. He offers 25 years of valuable banking experience, ranging from Credit Department Manager, Commercial Banker, and Senior Credit Officer and Senior Vice President at a multi-charter bank holding company.

He received his bachelor’s in accounting from Loras College in Dubuque, IA and attended the Graduate School of Banking at the University of Wisconsin. Ted‘s vast knowledge, attitude and dedication make him well-respected in his field and with the teams he leads.

Ted has been active within his community, serving on the board of directors for the Riverview Center in Dubuque, the budget committee for United Way of Dubuque, and currently serves on the board of directors for Willis Dady Homeless Services in Cedar Rapids.
Theresa Blong headshot
Theresa Blong
Senior Vice President, Credit Department Manager
Downtown Main Bank
Theresa Blong leads the credit department team and oversees underwriting, administrative, and reporting functions to help provide clients with the best possible loan experience. She has been with CRBT for over 10 years and brings more than 36 years of banking experience to her role, applying her expertise across a variety of situations to support clients and the bank. Theresa earned both her BBA and MBA in Business Administration from the University of Iowa.

Theresa is active in the community, serving on the Foundation 2 board and drawing on her previous service on various boards. She also volunteers with United Way and the College Community School District and serves as a classroom volunteer with Junior Achievement.
Josh Moore headshot
Josh Moore
Senior Vice President, Commercial Real Estate
Downtown Main Bank
Josh serves as Senior Vice President of Commercial Banking and Commercial Real Estate Manager at Cedar Rapids Bank & Trust. He is also a founding member of the bank’s ESOP Practice Group and Professional Practice Group. He brings more than 29 years of finance and commercial banking experience to his role, combining his knowledge of banking and financial solutions with attentive client service. Josh earned a BS in Economics from Penn State University, an MBA from the University of Iowa, and a Wharton Leadership Certificate from the University of Pennsylvania.

Josh is active in the Cedar Rapids and Eastern Iowa communities. He serves as Trustee and Treasurer for Brucemore, a member of the Board of Directors for Neighborhood Finance Corporation (NFC), and Past President of NFC’s Cedar Rapids Advisory Committee. He is also a member of the Greater Iowa City, Inc. Economic Development Innovation Council, the Iowa Commercial Real Estate Association, and the Eastern Iowa Chapter of the Construction Financial Management Association. He previously served on the boards of Horizons: A Family Service Alliance, the National Czech & Slovak Museum & Library, and the Housing Fund for Linn County.
Dave Stoltenberg headshot
Dave Stoltenberg
Senior Vice President, Commercial & Industrial Manager
Downtown Main Bank
Dave works with commercial and industrial clients to address the financial challenges and needs of their businesses. With 30 years of commercial banking experience, he has built strong, long-term client relationships through his banking knowledge and commitment to personal service. He is also a co-founder of CRBT’s ESOP, Professional Practice, and Exit Planning Groups.

He earned his bachelor’s degree from the University of Iowa and his MBA from St. Ambrose University. He is also a professional member of The ESOP Association.

Dave is active in the community, serving on the United Way of East Central Iowa Board of Directors and its Finance Committee. He is also a graduate of Leadership for Five Seasons and a Corridor Business Journal Forty Under 40 honoree.
Sue Lowder web
Sue Lowder
First Vice President, Commercial Real Estate
Downtown Main Bank
Sue specializes in commercial real estate, bringing an in-depth understanding of the local market and its trends to each client relationship. Her extensive construction lending experience includes multifamily housing, senior living, and hospitality. With more than 25 years of banking experience, she supports clients from the early stages of construction through completion, lease-up, and stabilization.

Sue is active in the community. In 2026, the Linn County Board of Supervisors appointed her to the Linn County Mental Health Board. She has also served for more than 15 years on the City of Cedar Rapids Board of Adjustment, where she applies her construction and real estate market knowledge to support community stakeholders.

Her previous service includes six years on the boards of the Community Health Free Clinic and Jane Boyd Community House, along with involvement on numerous United Way committees. Her dedication to the bank, its clients, and the community has earned her recognition as a Corridor Business Journal Forty Under 40 honoree and a Waypoint Woman of Achievement.
Marc Gladson
Marc Gladson
Vice President, Commercial Banking
Downtown Main Bank
Marc manages and develops commercial relationships through personalized financial solutions. With nearly 10 years of banking experience, his relationship-driven approach and commitment to client service make him a trusted resource within the community. He earned his bachelor’s degree from Wake Forest University.

Marc is active in the community and has volunteered with Linn-Mar and Marion youth athletic programs, Big Brothers Big Sisters, Habitat for Humanity, and other organizations throughout the Cedar Rapids area.
Brad Holub Headshot
Brad Holub
Vice President, Commercial Banking
Downtown Main Bank
Brad works with commercial clients, pairing his knowledge of banking and financial solutions with a commitment to professional, personal service. A graduate of the University of Northern Iowa, he brings more than 25 years of banking experience in the greater Cedar Rapids area, making him a trusted resource for his clients and the bank.

Brad is active in the community, serving on the United Way Accountability Review Team, volunteering in the classroom with Junior Achievement, and serving as head softball coach at Solon High School. He previously served as president of both the Eastern Iowa Board for the Variety Club of Iowa and Metro North Rotary.
Brooke McLaughlin headshot
Brooke McLaughlin
Vice President, Commercial Real Estate
Downtown Main Bank
Brooke supports both commercial real estate and business banking clients. Since joining CRBT in 2018, she has drawn on more than 20 years of commercial real estate analysis experience to structure lending solutions for regional businesses.

She earned her MBA from the University of Iowa and undergraduate degrees in finance and real estate from the University of Northern Iowa.

Brooke is active in the community, serving on the Matthew 25 board and United Way’s Financial Stability Solutions Team. A graduate of Leadership for Five Seasons, she remains involved in the program as an adult co-mentor. She is also a graduate of Marion Leaders in Action.
Ben Weber headshot
Ben Weber
Vice President, Commercial Banking
Downtown Main Bank
Ben supports business development and relationship management, drawing on his knowledge of banking and financial solutions to build lasting client relationships. His approach reflects a strong commitment to personal service.

After serving as Director of Business Development at the Watts Group, he rejoined CRBT in 2023. Earlier in his career, he spent 12 years with the bank, where he became a valuable resource for CRBT and its clients. He earned his bachelor’s degree in finance from the University of Iowa.

Ben is active in the community, serving on the CSPS Theatre Board of Directors and the Kids First Law Board of Directors. Previously, he served as a board director with the Risk Management Association and as president of its Eastern Iowa Chapter.
Jen Welton Headshot
Jen Welton
Vice President, Commercial Banking
Downtown Main Bank
Jen helps clients develop comprehensive banking solutions informed by her experience in retail banking, commercial lending, and treasury management. She brings more than 20 years of banking experience to her role and a focus on attentive, personalized service. She is a graduate of Mount Mercy University.

Jen is actively involved throughout Cedar Rapids and the Corridor. She serves on the boards of Eastern Iowa Health Center and the Rotary Club of Cedar Rapids, as well as the Greater Cedar Rapids Community Foundation Finance Committee and United Way’s Campaign Cabinet. Her commitment to economic development includes service on the founding board of NewBo Market, which helped support redevelopment in the NewBo District.

A 2012 graduate of Leadership for Five Seasons and a 2024 graduate of Leadership Iowa, she has earned several honors. These include the Corridor Business Journal’s Forty Under 40 award in 2014 and Women of Influence award in 2017, Mount Mercy University’s Misericordiae Award in 2018, Waypoint Women of Achievement, and the Rotary Club of Cedar Rapids Distinguished Community Service Award.
Logan Dempsey Headshot
Logan Dempsey
Assistant Vice President, Commercial Banking
Downtown Main Bank
Logan supports business development and relationship management across commercial real estate, business banking, and CRBT’s Professional Practice Group. Since joining CRBT in 2017, he has become a valued and trusted resource for clients and the bank. He earned his bachelor’s degree in finance from the University of Northern Iowa.

Logan is active in the community, serving on the Tanager board. He previously served on an Iowa Bankers Association board. His current involvement also includes fundraising for the American Heart Association and participation in the Breakfast of Champions networking group.