Iowa Dental Association Partnership Banking

Cedar Rapids Bank & Trust. Our name says it all. As a local bank, we are committed to building relationships with companies such as yours - and individuals such as you - that make up the thriving and diverse communities we serve. That’s why we are pleased to offer you our exclusive CRBT Iowa Dental Association Partnership Banking program as an IDA member. From special offers on checking and savings accounts to mortgage and auto loans, you will experience the tools of a major financial institution, the convenience of a one-stop financial resource, and the responsiveness and superior service that can only be delivered by the staff at Cedar Rapids Bank & Trust.

As the Iowa Dental Association's preferred banking partner, we are pleased to offer you and all your employees our IDA Partnership Banking perks:

Choose your reward when you open a CRBT checking account!

• Option 1: $425 Cash Bonus¹
• Put $425 toward travel, bills, or savings;
• Extra flexibility for summer plans
• A simple reward with real impact
• Option 2: Choose Your Gift¹
  • Solo Stove®: Smokeless fire pit for unforgettable nights outdoors
  • YETI® Cooler: Keep everything cold, wherever summer takes you
  • Ninja SLUSHi®: Create frozen drinks and treats at home

Use promo code: 'Iowa Dental Association' when asked who referred you.

Find the Checking Account That Fits You

• MAXX Checking^® Account
• Earn 3.33% APY² on balances up to $25,000 and refunds on Non-CRBT-Owned ATM fees³
• Community Checking
  • Simple, non-interest-bearing checking with no minimum balance requirement
• Click here for all checking account options

^{Bonus offer is valid between July 1, 2026 – September 30, 2026. Offer is subject to change or termination at any time without notice. BankOn Checking is not eligible for this offer. A minimum of $25 opening deposit required.}

^{1) Consumer Checking Account Bonus Offer: Earn a $425 bonus or gift when you open a new consumer checking account, subject to approval, and meet all the following requirements for your account type within 90 calendar days of account opening (“qualifying period”).}

^{Consumer Checking Accounts (other than StepUp Teen Checking):
• A minimum of 15 qualifying Visa® debit card transactions have posted to your account;
• An aggregate of $500 in qualifying direct deposits have posted to your account.
• Account must be open a minimum of 90 days.}

^{Step Up Teen Checking Accounts (Age 18 and under):
• A minimum of 5 qualifying Visa® debit card transactions have posted to your account;
• Account must be open a minimum of 90 days.}

^{Qualifying Transactions: Debit card purchases must be point-of-sale transactions (ATM transactions do not qualify). Direct deposits must be qualifying electronic deposits; person-to-person transfers may not qualify. See full account terms for additional details.}

^{Bonus or Gift Options: New client may choose one (1) of the following bonus options when they open their new checking account: Yeti® Cooler (retail value $300), Solo® Stove (retail value $249), or a Ninja® Slushie Maker (retail value $299), or a $425 credit to the new account. Accounts opened online will automatically default to the $425 credit. Bank reserves the right to substitute a gift of equal or greater value if advertised item becomes unavailable. Bonus will be paid within 30 days after the end of the 90-day qualifying period, if requirements are met.}

^{Additional Terms This offer is limited to one bonus per tax identification number. Clients who have previously received a new account bonus are not eligible. Offer cannot be combined with other offers. If under age 18, a parent or legal guardian is required as a joint owner. Early closing fee may apply. Bonus offer is only available to residents of Iowa.}

^{Consumer Checking Annual Percentage Yield (APY) will range from 0.00% - 3.33% depending on the account type that is opened. APY range is accurate as of July 1, 2026. A minimum balance is required to avoid a monthly service fee for Premier Plus Checking. Additional account requirements will apply to the Maxx Checking account to obtain the premium APY. Rate may change after the account is opened. Fees could reduce earnings. Visit www.crbt.bank for more information on our consumer checking products.}

^{2) Maxx Checking® Annual Percentage Yield (APY): 3.33% APY is for daily balances up to $25,000 and is accurate as of July 1, 2026. To obtain the premium APY and non-CRBT ATM fee refunds, you must meet all of the following requirements during each statement cycle for the Maxx Checking® account:}

^{• A minimum of 15 Visa® debit card transactions have posted and settled to your account;}

^{• Have at least one direct deposit or one automatic debit ACH posted and settled to your account; and}

^{• Enrolled in electronic statements. Enrollment in Personal Online Banking and a valid email address are required for e-Statements.}

^{An interest rate of 3.28% will be paid only for that portion of your daily balance that is $25,000 or less. The APY for this tier will be 3.33%. An interest rate of .50% will be paid only for that portion of your daily balance that is greater than $25,000. The APY range for this tier will be 3.33% to 1.07%. If your daily balance is $25,000 or less and you have not met the account requirements, the interest rate and annual percentage yield paid on that portion of your balance will be .10% APY. If your daily balance is greater than $25,000 and you have not met the account requirements, the interest paid on that portion of your daily balance will be .01% with an annual percentage yield range of .10% to .03%. Limit one Maxx Checking® account per Tax Identification Number.}

^{APY on other consumer checking accounts will range from 0.00% - 3.33% depending on the account type that is opened. A minimum balance is required to avoid a monthly service fee for Premier Plus Checking. Rate may change after the account is opened. Fees could reduce earnings. Visit www.crbt.bank for more information on our consumer checking products.}

^{Qualifying Transactions: Debit card purchases must be point-of-sale transactions (ATM transactions do not qualify). Direct deposits and direct debits must be qualifying electronic deposits; person-to-person transfers may not qualify. See full account terms for additional details.}

^{3) Maximum ATM refunds of $20 per statement cycle when requirements are met. See account disclosures for full details.}

^{4) Fees apply if the average daily balance falls below $100, per statement cycle.}

^{5) Subject to eligibility requirements, credit approval, and availability. Not all applicants will qualify. Pre-qualification is not a loan approval or commitment to lend. Additional review and documentation required.}