Cedar Rapids Bank & Trust. Our name says it all. As a local bank, we are committed to building relationships with companies such as yours - and individuals such as you - that make up the thriving and diverse communities we serve. That’s why we are pleased to offer you our exclusive CRBT Iowa Dental Association Partnership Banking program as an IDA member. From special offers on checking and savings accounts to mortgage and auto loans, you will experience the tools of a major financial institution, the convenience of a one-stop financial resource, and the responsiveness and superior service that can only be delivered by the staff at Cedar Rapids Bank & Trust.

As the Iowa Dental Association's preferred banking partner, we are pleased to offer you and all your employees our IDA Partnership Banking perks:

MAXX Checking™ Account

With MAXX, you'll earn a 3.33% APY1 and receive refunds for ATM fees2 if you meet the following requirements:

  • Open your account with a minimum of $100
  • 15 Visa® debit card transactions posted per statement cycle (excludes ATM-based transactions)
  • Receive your monthly statements via eStatements3
  • Enroll in Personal Online Banking
  • Set up at least one direct deposit or direct debit

Don't meet one of these monthly requirements? No problem. You won't earn the premium rewards for that month, but you can start over the following month.

$300 New MAXX Checking™ Account Bonus4

Use promo code: 'IDA' when asked who referred you to be eligible for new account bonus.

Powerful Security Features
Account Features:
Fingerprint login available for mobile banking app
Verification code texts for log ins from unfamiliar PC
Free 24/7 credit score access via mobile and online banking
Chip-enabled Visa debit card
24/7 Debit card fraud alerts
Fraud recovery services with dedicated fraud specialist
Lock and unlock your debit card instantly and set purchase limits with our app, CRBT Card Control
Additional Banking Perks
Products and Services Details
Steady Savings $100 minimum balance⁵ and unlimited withdrawals on-site⁶
Future Fund Savings A savings account designed for building funds for a specific future use
Certificate of Deposits and IRAs 11 Month Savings CD Special and IRAs
Money Manager View all your finances across multiple financial institutions, build a budget and analyze spending
Credit Sense Free 24/7 credit score access, free monthly credit reports, free daily credit alerts to help monitor for fraud
Mortgage Loans Free mortgage pre-qualifications⁷, $200 off closing costs
Auto or Home Loans 0.50% auto loan discount with CRBT auto debit⁷
ClickSWITCHᵀᴹ Switch auto payments and direct deposits to CRBT account. Free, secure, and easy with our online tool
Additional Benefits Free safe deposit box during first year⁸, free notary service, referral program

1 Annual percentage yield. Rate may change after account opening. APY is accurate as of February 1, 2024, and is not an introductory rate. Rates will be paid only for that portion of your daily balance in each tier.  3.33% APY is for daily balances up to $25,000. To obtain the premium APY and ATM refunds, you must have an opening deposit of $100 and meet the requirements listed above for the MAXX Checking™ account.  An interest rate of 3.28% will be paid only for that portion of your daily balance that is $25,000 or less. The APY for this tier will be 3.33%. An interest rate of .50% will be paid only for that portion of your daily balance that is greater than $25,000. The APY range for this tier will be 3.33% to 1.07%. If your daily balance is $25,000 or less and you have not met the account requirements, the interest rate and annual percentage yield paid on that portion of your balance will be .10% APY. If your daily balance is greater than $25,000 and you have not met the account requirements, the interest paid on that portion of your daily balance will be .01% with an annual percentage yield range of .10% to .03%.

2 Maximum ATM fee refund for $20 per month, if you fail to meet the 15 Visa Debit Card transaction requirement (per statement cycle), the foreign ATM fees refunded to you will be charged back to your account on the last day of the statement cycle in one fee described as "Prior Month ATM Refunds."

3 Valid email address required. A $5 statement fee will be assessed on all accounts that do not sign up for e-statements within 90 days of account opening. Fees may reduce earnings.

4 $300 bonus will be paid when the following occur: the account has been open a minimum of 30 days, a reoccurring ACH transaction has occurred, the debit card has been used and the account has a positive balance. Requirements must be met within the fi­rst six months. New client cannot have closed a CRBT checking account within the previous 12 month period. Not all checking account products qualify for the bonus offer. Cannot be combined with any other offer. Only new checking account clients are eligible. Only available to residents of Iowa. Account must be active at the time the bonus is paid. Promotion ends 12/31/24. Bonus will be reported to the IRS as applicable. Client will be responsible for any applicable taxes on the bonus. Consult your tax advisor. 

5 Fees apply if balance is under $100

6 Future Fund Saving is excluded from unlimited withdrawals.

7 Subject to credit approval.

8 Receive free 3x5 safe deposit box or 3x5 discount on all other available sizes during first year only. All fees subject to state and local sales tax.