FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Special 25th Anniversary Offer: Choose $425 Bonus or 1 of 3 gifts!1

Open a CRBT checking account by September 30, 2026, and meet the qualifying requirements to receive a $425 bonus or choice of gift.1

Celebank our
anniversary!

Join a bank that's spent 25 years putting people first. Enjoy a special reward for opening a checking account with us.1

Open a checking account
Ninja® Slushie, Solo Stove®, and YETI® Cooler.

Choose your reward when you open a CRBT checking account!

Option 1: $425 Cash Bonus1 • Put $425 toward travel, bills, or savings;
• Extra flexibility for summer plans
• A simple reward with real impact

Option 2: Choose Your Gift1Solo Stove®: Smokeless fire pit for unforgettable nights outdoors
YETI® Cooler: Keep everything cold, wherever summer takes you
Ninja SLUSHi®: Create frozen drinks and treats at home

Find the Checking Account That Fits You
If you... We Recommend: The Perks!
Want to earn more from your everyday banking MAXX Checking Premium rates that rewards you
Want to keep it simple, no fuss banking Community Checking Just want you need, without the extras you don't want
Want the rates and the rewards Premier Plus Checking* Give your money a leg up with rewards and competitive interest
Are 18 years of age and young Step Up Teen Checking* Earn rewards and gain debit card responsibility
Are 50 years of age and above Wisdom Checking* You deserve the interest and the freebies

*Premier Plus Checking, Step Up Teen Checking, and Wisdom Checking must be opened in-person at any of our 5 branch locations.

Get Rewarded for Every Referral with a
$200 Refer-a-Friend Bonus2

Already banking with us? Share the benefits of better banking and earn a bonus when they open a checking account.

  • Unlimited referral bonuses

Why Choose CRBT:

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Digital Wallet Ready Use Apple Pay®, Google Pay®, or Samsung Pay®.
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Convenient Banking Tools Lock and unlock your debit card, 24/7 credit score access, build a budget in minutes, Zelle, and more!
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Easily Switch Direct Deposits With ClickSWITCH™ you can easily switch your direct deposits and automatic payments.

Experience the benefits of responsive and local service
powered by our relationship-driven, friendly bankers.

Open Your Checking Account before September 30, 2026

Bonus offer is valid between July 1, 2026 – September 30, 2026. Offer is subject to change or termination at any time without notice. BankOn Checking is not eligible for this offer. A minimum of $25 opening deposit required.

1Consumer Checking Account Bonus Offer: Earn a $425 bonus or gift when you open a new consumer checking account, subject to approval, and meet all the following requirements for your account type within 90 calendar days of account opening (“qualifying period”).

Consumer Checking Accounts (other than StepUp Teen Checking):
• A minimum of 15 qualifying Visa® debit card transactions have posted to your account;
• An aggregate of $500 in qualifying direct deposits have posted to your account.
• Account must be open a minimum of 90 days.

Step Up Teen Checking Accounts (Age 18 and under):
• A minimum of 5 qualifying Visa® debit card transactions have posted to your account;
• Account must be open a minimum of 90 days.

Qualifying Transactions: Debit card purchases must be point-of-sale transactions (ATM transactions do not qualify). Direct deposits must be qualifying electronic deposits; person-to-person transfers may not qualify. See full account terms for additional details.

Bonus or Gift Options: New client may choose one (1) of the following bonus options when they open their new checking account: Yeti® Cooler (retail value $300), Solo® Stove (retail value $249), or a Ninja® Slushie Maker (retail value $299), or a $425 credit to the new account. Accounts opened online will automatically default to the $425 credit. Bank reserves the right to substitute a gift of equal or greater value if advertised item becomes unavailable.

Additional Terms This offer is limited to one bonus per tax identification number. Clients who have previously received a new account bonus are not eligible. Offer cannot be combined with other offers. If under age 18, a parent or legal guardian is required as a joint owner. Early closing fee may apply. Bonus offer is only available to residents of Iowa.

Consumer Checking Annual Percentage Yield (APY) will range from 0.00% - 3.33% depending on the account type that is opened. APY range is accurate as of July 1, 2026. A minimum balance is required to obtain the disclosed APY and avoid a monthly service fee for Premier Plus Checking. Additional account requirements will apply to the Maxx Checking account to obtain the premium APY. Rate may change after the account is opened. Fees could reduce earnings. Visit www.crbt.bank for more information on our consumer checking products.

2Refer-a-Friend offer details Refer a new client to open a checking account, subject to approval. Once the new client has met all requirements of the new checking account bonus offer and its qualifying terms, the current client will receive a $200 credit into their CRBT checking account within 30 calendar days after the end of the 90-day bonus o˜er qualifying period, provided both the current client and referred accounts remain open at the time of payout. Bonus will be applied as a credit to the referring client’s account. New clients may not combine this with any other promotion. Existing clients can earn unlimited Refer-A-Friend bonuses. Promotion ends September 30, 2026 and is subject to change without notice.

Ninja® is a registered trademark of SharkNinja Operating LLC. YETI® is a registered trademark of YETI Coolers, LLC. Solo Stove® is a registered trademark of Solo Stove, LLC. These companies are not affiliated with or sponsoring this promotion.