Maxximize

Your Money With
  • Better Rates.
  • Better Service.
  • A Better Experience.

Open your new bank account online in minutes and manage your funds anywhere!

We believe everyone deserves a powerful and convenient banking experience, no matter their needs.

That's why we offer a range of core financial products with competitive rates, as well as easy-to-use account management tools and the highest level of personal support. With Maxx: by Cedar Rapids Bank & Trust™, you can enjoy all the benefits of community banking combined with the convenience and power of digital banking.

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Convenient
Access

Access and deposit funds at over 55,000 ATMs or through online and mobile banking.

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FDIC Insurance

Deposited funds are insured up to the current legal maximum of $250,000.

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Personal Service

Our midwest-based client service team is committed to providing personalized support.

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Online
Account Opening

Securely open and fund your account in minutes and manage everything online.

Convenient Mobile App Access for every account

MAXX: By Cedar Rapids Bank & Trust™ is a brand of Cedar Rapids Bank & Trust (CRBT), a local, community bank based in the Midwest. Maximize your money on the go – anytime, anywhere.

Maxx Phone App

Maxx
Checking
Account(1)

3.33% APY(1)

  • High-Yield Checking Account
  • Premium Interest Rates On Balances Up To $25,000
  • Credit Monitoring
  • Card Protection
  • Money Management Tools
  • ATM Fee Refunds (1)

Open Account
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11 Month
CD Special(2)

4.40% APY(2)

  • Short-Term CD
  • Competitive Rates
  • Low $500 Minimum Opening Deposit
  • Save For The Future

Open Account
Coin Stacks

Money
Market(3)

  • High Interest Rate Savings Account
  • Earn Higher Returns On Your Money
  • Easy Access To Your Funds
  • No Risk

Open Account
Piggy Bank

FAQs

How do I deposit funds into my account?

You can deposit funds by mobile deposit.

  • Log into our mobile banking app
  • Select "Deposit" and enter deposit details
  • Take a photo of the front and back of the check (You must sign your name on the back of the check before taking a photo). Important: On the back of the check, you must write “Mobile deposit only” otherwise it will be rejected.
  • Confirm the deposit**

Certain restrictions apply. Mobile banking and mobile Deposit are FREE. Text messaging and mobile internet data charges may apply. Contact your mobile carrier for details. Subject to Internet Banking Terms and Conditions.

**Availability: Deposit by 5:00 pm CT and your funds will usually be available within the next two business days. Please note: All deposits are subject to verification and can be adjusted upon review. Please keep your paper check for sixty (60) days after the funds are posted to your account.

Can I use ATMs to withdraw funds from my Maxx Checking™ Account?

Yes! In fact, one of the Maxx Checking™ Account features is you receive a maximum ATM refund of $20 per month if account requirements are met. Additional non-CRBT ATM fees may apply. Additionally, Maxx: by Cedar Rapids Bank & Trust™ clients have access to a network of 55,000+ surcharge free ATMs through the Privileged Status Network. For a list of surcharge free ATMs, visit the SHAZAM ATM Locator.

What is the process to open a new account?

We've made our application process simple and quick, taking only a few minutes to complete. To get started, we just need you to provide identifying information, fund the account, and accept our terms and conditions.

How will I know if my account was approved?

You will be notified of approval within minutes of submission via email. In rare cases, it may take 72 hours.

What if I have questions about my account?

Our Midwest-based client service team is available at 1.833.985.0300 Monday – Friday 8am – 5pm CST and 9am – 12pm on Saturdays. If you need assistance outside of our regular business hours, don't worry! You will be directed to our after-hour service line.

Can I make purchases on my phone or watch?

Yes! We make paying convenient for you. You can make purchases on-the-go at participating merchants with Apple Pay using a compatible phone or watch.

Can I send people money from my Maxx: by Cedar Rapids Bank & Trust™ account?

As a Maxx: by Cedar Rapids Bank & Trust™ client, you can send and receive money with Zelle® - a fast, safe, and easy way to send money to friends and other people you trust, regardless of where they bank*.

*U.S. checking or savings account required to use Zelle. Transactions between enrolled consumers typically occur in minutes.

What account management tools are available?

As a Maxx: by Cedar Rapids Bank & Trust™ client, you have access to resources that help make managing your money easier through Cedar Rapids Bank & Trust. Access your credit score 24/7, build a budget, view your finances across all financial institutions, lock and unlock your debit card, and pay your bills all in one place through Personal Online Banking or through our mobile banking app. Best of all, these services are free! Watch our video tutorials to learn more about these tools.

Maxx: by Cedar Rapids Bank & Trust™, is a powerful, digital banking experience combined with top-rated, community bank-style customer service and the security of FDIC-insured deposits.