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Cozy up to Double Rewards!

Love banking at CRBT? We’ve doubled our referral bonus from $50 to $100. Simply refer-a-friend to open any new checking account with Cedar Rapids Bank & Trust between September 16 - November 30 and you’ll both receive $100*. Unlimited bonuses!*

And if that's not enough, be sure to mention to your friends the following additional CRBT Financial Tools:

  • ClickSWITCH, our convenient online switch tool that helps switch auto payments and direct deposits in as little as 10 minutes.
  • Credit Sense, monitor your credit score 24/7.
  • Money Manager, your powerful personalized finance manager.
  • Online and mobile banking tools to help stay on top of finances.
  • Zelle, the fast, safe and easy way to send money to friends and family.
  • Card Control, our free app that allows you to instantly change the settings on your CRBT-issued debit card. When "off", no one can use your cards.

Visit any of our 5 convenient locations, or open an account online. To be eligible for the promotion, the referrer's name needs to be added to the referral code field during the online application.



*To receive the $100 Refer-A-Friend bonus, all of the following criteria must be met: 1) Refer someone to open a qualifying checking account, which is subject to approval; 2) new referred account must set up a reoccurring direct deposit or direct debit with a minimum of $250, posted per statement cycle, 3) the debit card has been used at least once. Once the qualifying activity has been met, the $100 bonus will be paid within 30 calendar days provided both the current client and referred account are not closed or restricted at the time of payout. Direct deposits examples are an electronic deposit of your paycheck, pension or government bene­fits from your employer or the government. Person to person payment (such as Zelle, Venmo or Cashapp) are not considered a direct deposit. Direct Debit examples would be a car payment, mortgage, rent payment or another household bill. Additional terms of the bonus offer include: Account must be opened a minimum of 30 calendar days and have a positive balance at time of bonus payment. Bonus will be applied as a credit to the account. Requirements must be met within 6 months. New client cannot have a previously closed CRBT checking account within the past 12 months. Only new checking clients eligible. BankOn Checking and Health Savings Accounts are not eligible for bonus offer. Cannot be combined with other offers. Account only eligible for Iowa, Wisconsin and Minnesota residents. Promotion ends 11/30/2024 and is subject to change without notice. Refer-A-Friend bonuses are unlimited per client and will be reported to the IRS as applicable. Clients will be responsible for applicable taxes on this bonus. Consult your tax advisor.

Annual Percentage Yield will range from 0.00% - 3.33% depending on the account type that is opened. Rate may change after account opening. Fees could reduce earnings. APY range is accurate as of September 1, 2024 and is not an introductory rate. Minimum opening deposit requirements range from $25 - $100, with the exception of Premier Plus Checking (minimum $1000 to open). Member FDIC

Important Information:  Due to the confidential nature, we cannot disclose any information about qualifying accounts opened by the friends you invite.

Downtown Cedar Rapids Bank building with close-up sign reading Cedar Rapids Bank & Trust