Personal Savings Accounts
No matter what your unique financial situation, Cedar Rapids Bank & Trust has a variety of savings options custom fit to suit you.
|Details||Steady Savings**||Select Savings||Money Market||Future Fund||Piggy Bankers|
|Account Description||A savings account with unlimited on-site withdrawals.||An interest earning, tiered rate account offering market-leading rates.||An interest earning, tiered rate account with limited check writing privileges and market-leading rate.||A savings account designed for building funds for a specific future use.||A savings account designed for children 18 years of age and under.|
|Minimum Opening Deposit||$100.00||$10,000.00||$1,000.00||$1.00||$1.00|
|Minimum Balance Requirement||$100 Average Daily Balance||$10,000.00||$1,000.00 Average Daily Balance||None||None|
|Monthly Service Charge (if below minimum)||$5.00||$10.00||$5.00||None||None|
|Withdrawals||Unlimited on Site; Limit of 6 Debits Per Month||Unlimited on Site; Limit of 6 Debits Per Month***||Unlimited on Site; Limit of 6 Debits Per Month***||1 Per Year||Unlimited on site; 6 free debits/ withdrawals per month|
|ATM Annual Fee||Not Applicable||Not Applicable||Not Applicable||Not Applicable||Not Applicable|
|Non-CRBT ATM Transaction Fee||$1.50||$1.50||Free||Not Applicable||Not Applicable|
|24 Hr Phone Banking||Free||Free||Free||Free||Free|
* Refer to the Cedar Rapids Bank & Trust rate sheet for information on interest rates and annual percentage yields.
** Maintenance fee waived for individuals 25 years of age and under.
*** A per item fee of $10 may be charged for each debit transaction in excess of six during a monthly statement cycle.
All fees subject to state and local sales tax.