Personal Savings Accounts

No matter what your unique financial situation, Cedar Rapids Bank & Trust has a variety of savings options custom fit to suit you. 

Compare Savings Accounts
Details Steady Savings** Select Savings Money Market Future Fund Piggy Bankers
Account Description A savings account with unlimited on-site withdrawals. An interest earning, tiered rate account offering market-leading rates. An interest earning, tiered rate account with limited check writing privileges and market-leading rate. A savings account designed for building funds for a specific future use. A savings account designed for children 18 years of age and under.
Minimum Opening Deposit $100.00 $10,000.00 $1,000.00 $1.00 $1.00
Minimum Balance Requirement $100 Average Daily Balance $10,000.00 $1,000.00 Average Daily Balance None None
Monthly Service Charge (if below minimum) $5.00 $10.00 $5.00 None None
Withdrawals Unlimited on Site; Limit of 6 Debits Per Month Unlimited on Site; Limit of 6 Debits Per Month*** Unlimited on Site; Limit of 6 Debits Per Month*** 1 Per Year Unlimited on site; 6 free debits/ withdrawals per month
Interest Earned* Variable Variable Variable Variable Variable
ATM Annual Fee Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable
Non-CRBT ATM Transaction Fee $1.50 $1.50 Free Not Applicable Not Applicable
eStatement Free Free Free Free Free
24 Hr Phone Banking Free Free Free Free Free

 * Refer to the Cedar Rapids Bank & Trust rate sheet for information on interest rates and annual percentage yields.
** Maintenance fee waived for individuals 25 years of age and under.
*** A per item fee of $10 may be charged for each debit transaction in excess of six during a monthly statement cycle.

All fees subject to state and local sales tax.